How depressing. I am so angry, upset and hopeless today. Part of it is the sinking feeling of knowing that this may not work out for us - there may not be a positive ending this time around. Part if it is that I have a terrible headache and HORRIBLE cramps. Bottom line - I am a very unhappy camper.
I was on the fence about whether we should do another IUI this cycle or wait until next. Well, I called to schedule my baseline US and as I was trying to schedule it (for tomorrow since they don't do them on weekends. Jeez, whatever), I was told that I had to talk to the finance dept. Okay... So, I start talking to Patty and she tells me that in order to start another cycle that we need to pre-pay $1,000. First of all, I have never pre-paid there before and this will be our third IUI. Second, my cycle does not even cost $1,000. Especially, since I am not doing any bloodwork this time around - we should be coming in around $700-$800. When I tell her this, she says sorry and that it doesn't matter how much less than $1,000 it'll cost us, it is policy that they need to have the full $1,000 paid before they will start treatment.
What the hell??
Is this normal for anyone else's RE?? I was so caught off guard that I really didn't know what to say. I just don't think that it is fair to pay that much money upfront when we won't even use that much if we do the full IUI and also when I don't even know how the cycle will turn out. I mean, what if we have to cancel half way through, etc. Her reply was that then they would just refund us the money. Well, that's fine and good but it still doesn't make sense to me.
So, I reluctantly agreed that I would figure out how we were going to pay by the end of day today (cash or credit) and then she went on to schedule me to tomorrow. At that point, I found out that they only had one appointment open and it was horrible timing for me work-wise. Keep in mind that my clinic is an hour away (without traffic). So, I said fuck it. We're not doing an IUI this cycle. It was too much for my brain to take today and it just had bad karma (or something) written all over it.
We have another worthless, natural cycle ahead of us and will attempt the IUI in September. WHATEVER.
So tell me, for those of you who aren't covered by insurance - is pre-paying normal??
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Hey Angie,
I am not covered by insurance, and have never been asked to pre-pay, but I've only done three cycles. It has never been suggested to me that I might have to pre-pay, but then again, it wasn't suggested to you before now either, so I guess anything can happen. I do feel pretty sure that I remember reading about someone being asked to pre-pay on a blog somwhere. For some reason I thought it was yours, but I guess that doesn't make much sense, now does it?
I'm so sorry. I'm right there with you with the disappointment. I also know what you mean about the bad karma feeling. Go with your instincts. You can afford to wait a month, though I know how frustrating it is. And hey, at least you can technically try during that month. With my 54-day cycles, I basically only get to try once every two months. So I'll stick with you if you'll stick with me. :)
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